Has it been a while since you’ve been to the dentist because you haven’t had insurance to cover the costs? Do you need treatment but are too scared to know the financial impact it would have on you? When you need to pay for dental health services, there are usually a couple of choices: get insurance, buy a dental savings plan, or pay out-of-pocket. On top of the stress of paying utilities, rent, and car insurance, the last thing you need is another expense. Getting a dental savings plan can get you the care you need before it’s too late without breaking the bank. Read on to learn the benefits of this savings option and what it is.
What is a Dental Savings Plan?
No matter if you’re retired, or just getting into a professional full-time position, your need for dental treatment doesn’t end. Medicare doesn’t provide you with dental benefits, and if you need expensive procedures done, insurance coverage could be too low. Dental savings plans can help you save money on the small stuff like cleanings and checkups as well as procedures like bridges and dentures.
Dental savings plans provide you with extensive discounts as well as some free preventive care. So, your savings plan can help cover sometimes 40% or 50% of the cost of say, a root canal. For all the benefits they have to offer, they’re well worth the $100-$200 annual investment.
How Can a Dental Savings Plan Benefit You?
Growing up, your parents may have told you that you need to spend money to save money in the long run, this is one of those moments. By investing in a savings plan and getting the care you need instead of putting it off because you can’t afford it, you can prevent serious oral problems in the future. You won’t want to overlook some great benefits that these plans have to offer you.
When you break down the average American spends on dental costs, it’s about $350 a year just on routine checkups and cleanings. Dental savings plans cost anywhere from $100-$200 a year. If you go in just for your semi-annual visits, the investment is worth it. And that $350 isn’t even including common treatments you may need such as fillings, root canals, or dentures.
It’s important to consider your budget and what you can afford, so your best bet is to call your dentist in Carrollton to learn about what plans they have to offer you. There aren’t any health restrictions that can prevent you from qualifying for a plan, so you don’t have to worry about being rejected. For a simple fee, you can have access to basic preventive care and a steep dental discount, so it’s worth taking the time to look in to!
About the Author
Dr. Tammy Ton understands that coming to the dentist can be stressful for some people, between dental fear or the stress of not having insurance. She wants each of her patients to get the care they need so they can avoid serious issues in the future. That’s why she offers two dental savings plans that offer steep 40% or 50% discounts on all treatments, free semi-annual cleanings and checkups, and unlimited emergency exams depending on which plan you choose. For any questions or to schedule an appointment to get the treatment you need, visit LuxSmile Family Dentistry’s website or contact 972-698-5988.